Fees & Payment

My practice is currently out-of-network with insurance and operating on a self-pay basis at this time.

I have applied to be in-network with:

Aetna, Blue Cross Blue Shield, Cigna, Health Partners, Minnesota Health Care Programs/ Medical Assistance, & Optum Group (includes UHC, UBH, UMR & some Medica plans).

Prospective clients: please check here for updates or email jessica@drhoida.com to be notified once I am able to accept insurance.

Current Session Fees

Initial Intake Session (60 minutes): $200 ‍

On-going Psychotherapy Sessions (50 minutes): $170 ‍

If your insurance policy includes out-of-network behavioral health benefits, I will provide a monthly Superbill for reimbursement upon request.

Sliding Scale Policy

It is my policy to hold several spots for clients who do not have insurance coverage and/or for whom the out-of-pocket cost of therapy would cause financial hardship. I believe that therapy and other health and human services should be accessible to all people and that income or insurance access should not be the reason that any of us does not receive needed care.

If you are a current client and your financial circumstances have changed, please know that I am willing to work with you on cost as well. Below is an explanation of my sliding fee policy.

Please email jessica@drhoida.com to request a spot.

  • Option 1 is for those who are able to meet their needs but have little-to-no expendable income. Paying for therapy may be a sacrifice but would not create financial hardship. This level includes folks who are struggling to pay off debt or build savings or move away from paycheck to paycheck living, but who have access to steady income and are not spending most of their time thinking about meeting basic needs (e.g., food, shelter, medical care, child care).

    If this describes your situation, you can set your fee within the range below based on how close you are to the financial hardship category (e.g., paying the lower fee if you almost fit in the financial hardship category, and the higher end if you do have some money beyond basic needs).

    For the initial intake session, the range is $120-$150.

    For ongoing psychotherapy sessions, the range is $100-$120.

  • The level is for those who are struggling to afford basic needs, like food, rent, and medical care; and for whom paying for this service would be a significant financial hardship.

    If this describes your situation, you can set your fee within the range below.

    In 2026, that range is $50-$75 for any session.